Be sure you Retire TO as oppose to Retire FROM

Many people I interview who have achieved the highly coveted distinction of “RETIRED” say that they retired from this or that  job. My good friend Jacob however told me something that totally changed my frame of reference. He said, “Drae, I retired to boating and woodworking with my wife.”

He has the freedom to do what he wants when he wants. I argue that retirement is a state of living that comes with many different sub-requirements. Let me first off tell you that retirement


Because you are 65 does not mean you are rightly retired. We see it everyday, 66 year-olds working at fast food restaurants. When I delivered pizza, right there next to the 20 year-old driver was a 65 year-old loading pies in her car to be delivered. And it was not because she wanted to spend 35 hours a week delivering pepperoni pizzas and 2 liter sodas… she had to in order to pay her monthly bills.

So take this time now to plan what your picture will look like post retirement. What will you be doing? So many people retire from one job and will go to work at another. The military is a prime example. Many members who retire use their pension to subsidize their living expenses as they enter another career.

Personally I love that technique. You have spent 15-20 years (or more) serving your country and now you have a pension with benefits. Go do something else just as rewarding. More so I love the idea of checks coming in monthly without doing any work.

Real Estate definitely falls into this category in regards to owning (the right way) rental properties. Checks just come in. Savvy investors call this cashflow. I call it brilliant.

What do you need to do?

  1. Determine your monthly operating expense. This includes housing, food, gas, insurance, taxes etc.
  2. Research investments that yield cash that totally funds your monthly operating expense.
  3. Work to ensure those investments are fully paid for or fully funded. This should be your focus.

I encourage you to look forward to the next phase of your life… may it be joyous and a reward for your hard work.


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“Andrae captures insight and pearls of wisdom from the military’s most senior leaders, calling them Procedures, Techniques, and Rules. These strategies, if applied with discipline, can provide efficiency to your day-to-day routine and increase your overall well-being.”

“Procedures, Techniques, Rules… I Wish I Learned in School is a resource tool that offers bottom-line instructions on a range of habits that have proved beneficial to our nation’s leading authorities.” “Andrae has taken his experiences from sitting down to talk with leaders, such as former Secretary of Defense, Donald Rumsfeld; Chairman of the Joint Chiefs of Staff, General Martin Dempsey; and Korean War hero, General Paik Sung-yup, and consolidated the lessons learned about life. Useful techniques are broken down into the simplest forms that relate to finances, health, parenting, and mind-set—all of which, if they had been reinforced and learned in our youth would have paid back seven times over. It’s never too late to become better. Enjoy.”

~Andrae Ballard is a graduate of the United States Military Academy at West Point where he was commissioned as an Infantry Officer. He has served at every echelon from platoon through Corps level operations. He has also been an adjunct professor at Central Texas College, teaching in the Mathematics Department. He holds a BS in Systems Engineering from West Point and an MS from Central Michigan University in Human Resources Administration. 
~Andrae’s most recent assignments include serving as the Aide-de-Camp to the 8th Army Commanding General in Yongsan, Korea, as well as the Public Affairs Officer for the Special Operations Command Korea Commanding General. His deployments include multiple combat tours in Operation Iraqi Freedom and Operation Enduring Freedom (Afghanistan). 
~Andrae is a graduate of the United States Army Command and General Staff College, as well as the United States Army Jumpmaster and Ranger Schools. He is the COO of Alexander Graham Properties LLC, an organization that provides resources and consultation to those in need of financial help. 
~Andrae has spoken throughout the world, helping people to hone their leadership skills and potential and has assisted many, helping them to establish a clear and effective strategy to meet their life goals.

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